Four-terminal — the series
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Two terminals measure the leads as well
Fifty milliohms in each lead makes a two-wire measurement one per cent high at ten ohms, ten per cent high at one ohm, and a hundred per cent high at a tenth. Not approximately — the reading is the resistance plus the leads, and below about ten ohms most of what is being reported is the wire between the instrument and the thing.
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Two ports from two one-ports
An inductor is a one-port: one impedance, one number. Two of them coupled is a two-port, and the four impedance parameters that describe it are recovered here by four solves — each port driven with the other open, the definition read literally. Two of the four come out equal to 2.8 × 10⁻¹⁶, which is reciprocity, and is the first property a coupling stamped into one row instead of two would break.
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The voltmeter four wires do not remove
A four-terminal measurement is described everywhere as removing the leads from the answer. It moves them. What is left is the voltmeter's own input resistance, and it grows with the resistance being measured rather than shrinking: with a ten-megohm voltmeter and fifty milliohms of lead, the four-wire reading is 0.0100 per cent low at a kilohm, where the two-wire reading is exactly right — 1.8 × 10⁻¹² — because its lead error and its loading error cancel. Above 707 Ω the two-wire arrangement is the more accurate of the two at every resistance.