Probe loading — the series
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The probe is part of the circuit
A one-to-one oscilloscope probe on a two-kilohm source gives a reading that is one per cent wrong at 6.8 kHz. Not because the instrument is inaccurate — it is reading correctly — but because the hundred and fifteen picofarads at the end of the cable are across the node, and above that frequency the trace on the screen is a picture of a circuit that only exists while the probe is attached.
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The instrument's own rise time
Rise times add in quadrature, so ten per cent of inflation needs an instrument 2.18 times faster than the edge. That constant contains no instrument. Measured on the solved network it is 2.79 for a one-pole front end, 3.97 for two, 4.87 for three and 5.62 for four — the rule is optimistic at every pole count, which is the wrong direction for a rule of thumb to err in.
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The probe that takes a tenth
A ten-to-one probe buys an order of bandwidth for a tenth of the signal, and on a two-kilohm source the bandwidth is exact: 6.79 kHz becomes 69.2 kHz. The tenth of the signal is not a tenth of the signal-to-noise ratio. Solved resistor by resistor, the noise referred to the tip goes from 1.782 µV to 55.78 µV — a factor of 31.3 — because the divider that does the attenuating is nine megohms and a megohm, and √(n(n−1)kT/C) on the cable's own capacitance has no source resistance in it at all.